A loan modification can be a great way to get your payments and interest rate down on your mortgage, and make your monthly payments on your mortgage more affordable. We will not charge you a single penny until you are approved, and you pay a nominal fee after you get approved for a loan modification from Ocwen.
We are a team of professionals who have worked in the past as a loan officer and underwriters and have detail knowledge of the tricks used in the trade of Mortgage industry and servicing companies.
Our team of professionals is well equipped and qualified to understand your situation to work with you and update you on each and every step while your application is on the way for approval. Since we started 3 years back we have already helped over 4000 people to get a successful loan modification from Ocwen alone.
You may have come across lot of people or articles over the internet which says that the Debt to income ratio is the key in getting you qualified for a loan modification, however the fact stays far from this information, there are various factor involved in a loan modification approval or denial other then Debt to Income Ratio (DTI), there are crucial calculations like LTV (loan to Value Ratio), Net to Present value test, and stringent investor guidelines that needs to be followed. They also charge you an upfront fee only for presenting your application to Ocwen and do not guarantee a loan modification.
In order to qualify for an OCWEN loan modification, you must be able to prove to the bank that your specific financial situation meets their strict guidelines for approval. This can be confusing and tricky-especially because they will not tell you what they are looking for on your application! In fact, the vast majority of applications are denied simply because the borrower did not understand how to complete the financial worksheet correctly or able to really prove to Ocwen that they are facing financial difficulty.
So if you have a loan with Ocwen and you are willing to get a loan modification that will get your payments and interest rate down on your mortgage, this is the time, if you have been already denied once do not try your luck the second time without a professional help as this may cost you your house. Even if you have been denied more than 2 times you can still contact us, as we can still get you a loan modification.
We do not charge you a single penny until your modification is approved and you pay a nominal fee only after the approval. If you like us to review your file and let you know if you are eligible for a loan modification, kindly email us at email@example.com or complete the form in the ‘Contact us’ tab. We have got the approvals on the most difficult files where in Ocwen kept on denying borrowers several times until they approached us and got approved.